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Text of H.R. 830 (112th): fha refinance program termination Act as of Mar 14, 2011 (Referred to Senate Committee version). H.R. 830 (112th): FHA Refinance Program Termination Act
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FHA Short Refinance Program Catching on With Lenders, Borrowers. HUD estimated that 500,000 to 1.5 million borrowers could be eligible for the program. Even so, it faces challenges in Congress. In early March 2011 the House of Representatives voted to end it.
House committee votes to eliminate cash assistance for. – A state House committee voted along party lines Monday to eliminate a cash assistance program for childless adults with disabilities, domestic violence survivors, and people in treatment for addiction. general assistance was first eliminated by the General Assembly in 2012, during the Corbett administration.
Meanwhile, the House is scheduled to vote on separate legislation that would kill a principal reduction/modification program created by the Federal Housing Administration. (Debate on the measures begins Thursday afternoon.) Both the HAMP and FHA Short Refinancing termination bills are expected to die in the Democratic-controlled Senate.
The FHA Short Refinance Program has always existed in an unofficial form but became a formal program on December 16, 2009 with Mortgagee Letter 09-52.. It was "refined" on August 6 th of 2010 with Mortgagee Letter 2010-23.. It was designed to provide more mortgage options to those that owe more than their house is worth.
Yesterday, the House of Representatives voted to kill off the FHA Short Refi program, 256-171. This follows on the heels of votes to end the home affordable modification program (HAMP) as well as the Neighborhood Stabilization Program (NSP). The votes fell mainly on party lines, and are not expected to pass the Senate (where democrats are the majority).
· Factbox: Republicans aim to kill four Obama housing programs. The Federal Housing Administration’s short refinance program allows borrowers who owe more than their home is worth to refinance into a new 30-year fixed rate loan backed by the FHA. The FHA does not make loans directly, but guarantees them against default.